This policy will provide Coronavirus cover in respect of Cancellation, Curtailment and Emergency Medical and Repatriation Expenses as defined in Section 22 of the policy wording (Section 17 of our Backpacker product) and summarised on our Important Information Page.
There is no cover under any section of the policy and no trip cancellation cover as a result of the FCDO changing their advice and moving a country from the current quarantine exclusion list. If you decide to travel anyway, this policy will not cover you for any peril that may arise, and any subsequent claim under any section of cover in the policy will be rejected.
FCDO advice – how this impacts your cover
This policy will only be valid if you do not travel against the published advice of the FCDO. As such, if the FCDO advises against all travel or non-essential travel to a particular country, island(s) or region, and you decide to travel anyway, this policy will not cover you for any issue that may arise, and any subsequent claim will be rejected.